Start from Discord or the dashboard
A creator runs /payments connect or starts Connect from the web dashboard. Timber creates a Stripe Express account when needed and stores only its account ID.
Timber is a marketplace intermediary, not a bank or wallet. Checkout is created on the creator's connected Stripe Express account. Stripe settles the payment there, and Timber receives only the configured platform application fee. Timber never holds user funds in custody.
01 · Onboarding architecture
Timber coordinates the connection; Stripe performs the regulated account onboarding.
A creator runs /payments connect or starts Connect from the web dashboard. Timber creates a Stripe Express account when needed and stores only its account ID.
Timber creates a single-use Stripe account link with a return and refresh URL. The creator is redirected to Stripe's official onboarding experience.
Banking, tax, identity, and payout details are submitted directly to Stripe. Timber does not receive, view, or intercept those sensitive details.
02 · Data boundaries
Timber does retain order-related information such as customer email, name, country, payment method label, amounts, currency, and Stripe identifiers so creators can manage transactions and products can be delivered.
03 · Fulfillment integrity
Timber creates Stripe Checkout sessions for the connected account, includes only the metadata needed for fulfillment, and waits for Stripe's signed webhook. The endpoint verifies the stripe-signature before any handler runs.
Cryptographic signature check
Unverified payloads are rejected with a 400 response.
checkout.session.completed
Records the order and fulfills the product, including Discord roles or digital keys.
invoice.payment_succeeded
Records successful recurring subscription payments.
customer.subscription.deleted
Removes the associated Discord role and cleans up the subscription.
04 · Compliance and control
This implementation delegates card collection to Stripe-hosted Checkout, keeping Timber outside the card-number handling flow and relying on Stripe's PCI-DSS-compliant infrastructure.
Creators can review payouts in their Stripe Express dashboard and disconnect Timber from server settings when they choose.
Timber does not maintain a balance, hold a wallet, or move funds through a Timber-controlled account.
What “safe” means here: Timber minimizes its payment-data surface and relies on Stripe's security, identity verification, and compliance infrastructure. No payment system is risk-free, and Stripe remains the regulated payment processor responsible for card and payout handling.